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Palm Beach Atlantic University

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National Student Loan Data System (NSLDS)

To view your cumulative student loan history to date, including lender names and contact information, please log onto the National Student Loan Data System .

The National Student Loan Data System (NSLDS) is the U.S. Department of Education's (ED's) central database for student aid. NSLDS receives data from schools, guaranty agencies, the Direct Loan program, and other Department of ED programs. NSLDS Student Access provides a centralized, integrated view of Title IV loans and grants so that recipients of Title IV Aid can access and inquire about their Title IV loans and/or grant data.

Direct Student Loan Information

Student Type

Aggregate (Lifetime) Amount

Undergraduate Dependent

$31,000 (no more than 23K can be subsidized)

Undergraduate Independent

$57,500 (no more than 23K can be subsidized)

Graduate and D.N.P.




 Example: If you are an undergraduate dependent student and borrowed $10,000, you would divide $10,000 by your aggregate limit ($31,000) to get a total percentage used of 32.5%.


Origination Fees

Disbursement Date



Oct 1 2017 to Sept 30 2018



Oct 1 2018 to Sept 30 2019



Interest Rates


Award Year

Undergraduate Subsidized/Unsubsidized

Graduate/Pharmacy Unsubsidized










Repayment Options for Federal Student Loans



This website will provide general information regarding the various repayment options you have as a borrower of federal student aid. For more information regarding your specific loans and repayment options currently available to you, please contact your lender. Lender information can be found on or by visiting

Student’s Total Potential Loan Repayment Including Principle and Interest



What you will need: your FSA ID and Password (optional)

Once logged in, please follow the prompts to enter information such as your adjusted gross income, family size, and legal state of residence.

What should a student consider when taking out student loans?


Before you take out a loan, it’s important to understand that a loan is a legal obligation that you will be responsible for repaying with interest. You may not have to begin repaying your federal student loans right away, but you don’t have to wait to understand your responsibilities as a borrower.

Loan Dispute Intervention

If you have a dispute over a loan in one of the following programs and you cannot resolve it with your school, your lender, or your guarantor, contact the Office of the Ombudsman for Student Financial Assistance at the U.S. Department of Education.

Federal Loans include:

  • Federal Family Education Loan (Stafford Loan, Parent Loan)
  • William D. Ford Federal Direct Loan
  • Federal Perkins Loan

A Self Resolution Checklist  is available for your use to ensure that you have done everything yourself to resolve your problem. If you have done everything and the issue is not resolved, you may fill out the Ombudsman assistance request form and/or contact them directly.

Be ready to:

  • Identify the problem
  • Define your expectations
  • Describe actions already taken to resolve the problem
  • Provide documentation to support your position

To better understand this process please visit the following link for additional information:

U.S. Department of Education
FSA Ombudsman Group
P.O. Box 1843
Monticello, KY 42633
Phone:(877) 557-2575
Fax:(606) 396-4821